Health financing is a fundamental function of health systems that plays a pivotal role in advancing universal health coverage (UHC). It addresses two critical challenges: improving access to effective healthcare services and providing financial protection for individuals and families.
Prohibitive Costs: Millions of people are unable to access healthcare services due to high out-of-pocket expenses.
Poor-Quality Care: Those who can afford care often receive services that are fragmented or of low quality.
Carefully designed and well-implemented health financing policies can address these challenges by:
Incentivizing Care Coordination and Quality of Care:
Innovative contracting and provider payment arrangements (such as capitation, performance-based financing, or bundled payments) can motivate healthcare providers to deliver more integrated, patient-centered, and high-quality services.
Ensuring Adequate Resources:
Strategic resource mobilization and timely disbursement of funds equip healthcare providers with essential human resources, medicines, and equipment, improving overall system responsiveness.
A strong health financing system is essential for ensuring that all people can access the health services they need without suffering financial hardship
At Bodmando Consulting Group, we work alongside governments, development partners, and institutions to design and implement equitable and sustainable health financing systems. Our core services include:
Health Financing Assessments: We conduct detailed assessments of existing health financing structures, identifying bottlenecks, inefficiencies, and opportunities for reform.
Policy and Strategy Development: We support the development of health financing strategies that align with national health plans, promote equity, and ensure long-term sustainability.
Capacity Building: We deliver tailored training and technical assistance to policymakers, finance managers, and health system actors to enhance their ability to manage and optimize health financing.
Support for Health Insurance and Risk Pooling Mechanisms: We help design or strengthen national and community-based health insurance schemes that reduce out-of-pocket payments and expand financial protection.
Monitoring and Evaluation: We assist partners in tracking health financing performance through the development of M&E frameworks and indicators.
To maximize the impact of health financing reforms and progress toward UHC, Bodmando recommends:
Prioritizing Equity in Resource Allocation: Ensure public spending targets vulnerable populations and underserved areas to bridge gaps in access and quality.
Strengthening Public Financial Management Systems: Improve budget planning, execution, and accountability in the health sector to enhance efficiency and reduce leakages.
Expanding Prepayment and Risk Pooling Mechanisms: Reduce reliance on out-of-pocket payments through the development of national health insurance schemes or community-based financing.
Enhancing Data for Decision-Making: Invest in health financing monitoring systems to track spending, evaluate performance, and guide policy adjustments.
Fostering Multi-Stakeholder Engagement: Involve civil society, private sector, and community voices in financing reforms to promote transparency and responsiveness.
World Health Organization. (2021). Health Financing for Universal Coverage. https://www.who.int
Kutzin, J. (2013). Health financing for universal coverage and health system performance: concepts and implications for policy. Bulletin of the World Health Organization, 91(8), 602–611.
McIntyre, D., & Kutzin, J. (2016). Health financing country diagnostic: A foundation for national strategy development. World Health Organization.
Ghebreyesus, T.A. (2020). Remarks at the WHO Executive Board Session on Universal Health Coverage
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